"Unclaimed Property", also commonly referred to as "Missing Money", are funds that are left to the state by private firms, business's, institutions, brokerages, etc.,  that owe or owed money or an asset to an individual or entity, and we're forced to leave the funds to the state as they are not able to be given directly to the rightful owner.

When an entity has funds or an asset that they cannot return to the rightful owner, they are then by state and federal law required to give the funds or asset to the state government in which the rightful owner resides, or was known to reside in by the company leaving the asset. The state at that time would reach out to the rightful owner via postal mail, most often times unsuccessfully as frequently the property addresses associated with accounts are old or inaccurate.

Lifetime Financial helps clients by organizing, notarizing and preparing all of the necessary documentation to be submitted to the state officials managing unclaimed property accounts. Additionally, Lifetime Financial communicates directly with state auditors that manage the proper disbursement of funds and ensure that all of your accounts are recovered in their entirety and in a timely manner.

Lifetime Financial has a policy that ensures our clients that we only ever get paid when we are successful in assisting with the recovery of your unclaimed property. When we do successfully recover the funds, you are only then sent an invoice for our fee, which is always a reasonable and fair percentage of the accounts recovered. 

Every account is different, and many states have varying times to process claims. Our firm, having the insight and experience that we do have can ensure that these accounts get recovered as quickly as they possibly are able to be. For example, a typical claim in the state of Alaska would typically take between 2-4 weeks to be recovered, however; We have seen success from initial inquiry to certified check received by our client in 8 business days.

We employ as many resources as possible during our investigative work to locate the contact information of account owners and beneficiaries. Our methods of research include public record searches, public data searches, and utilizing the internet to locate associated phone numbers, emails, and contacts to family members and associates. As a firm, our utmost important rule in our investigative duties is to do so with respect and consciousness to the people we reach out to.

No. We are not a collection agency. In fact, you could say we are the opposite of a collection agency. A call from us means that we have found money or other assets that you are entitled to claim. In other words, someone owes you money or assets. Lifetime Financial specializes in locating unclaimed and lost assets, contacting individuals and businesses with the right to claim those assets, and assisting them in completing the claims process. A call or letter from us is great news!

If we have already contacted you, the first step is to complete and return the contingency agreement. This agreement spells out the terms and conditions in easy-to-understand terms and provides Lifetime Financial with the authority to act on your behalf while working on the claim. After we receive all the required paperwork, a claims professional will contact you with any further needs and keep you up to date on the status of your claim.

The time it takes to process your claim depends on the type and complexity of the claim or the entity holding the assets. It usually takes six months to eighteen months, but in rare cases can sometimes take years. We will try to speed up the process, but the asset holder decides when to release the assets. We work on a contingency-fee basis and only get paid when your assets are returned, so we have a strong incentive to move quickly.