Recovering lost funds in Georgia
Georgia is holding $3.3 billion in abandoned funds, and the Department of Revenue reviews every claim closely. As a registered Claimant Designated Representative, we handle the research, legal proof, and paperwork that Georgia claims require.
- Registration
- Claimant Designated Representative (CDR)
- CDR ID
- #202400023
- Registered with
- Georgia Department of Revenue
Georgia at a glance
Figures from the Georgia Department of Revenue’s 2026 Property Tax Administration Annual Report and 2026 news coverage.
Inside a Georgia recovery
Estates need a clear legal trail
When the owner has passed away, Georgia asks heirs and executors for a death certificate, proof of relationship, and estate documents, and every document has to line up.
We identify the rightful heirs and prepare the estate paperwork Georgia expects.A careful, demanding review
The Department reviews each claim closely and can ask for more information at any stage. A claim with a gap in it can sit for months waiting on answers.
We file complete claims and respond to the Department’s requests quickly.Strict rules for representatives
Since July 2024, only registered Claimant Designated Representatives may help Georgians recover funds for a fee, and the Department sets limits on how their claims are submitted.
We are registered under CDR ID #202400023 and follow every rule.Old records, new names
Accounts are reported under the name and address the business had on file, which may be decades out of date.
Our researchers connect past names and addresses to you.How Georgia safeguards forgotten funds
The Georgia Department of Revenue safeguards money that banks, insurers, employers, and other businesses couldn’t return to its owners. The funds stay with the state until the rightful owner or heir proves their claim.
Businesses report new accounts to Georgia every year, so new names are added all the time. But finding a name on a list is the easy part. Proving that the money is yours, sometimes decades after the account went quiet, is where claims succeed or fail.
- What Georgia holds
- Wages and final paychecks, savings and checking accounts, customer refunds, insurance payments, shares of stock, U.S. savings bonds, escrow funds, and the contents of safe deposit boxes.
- When businesses report
- Most holders must report abandoned accounts to Georgia by November 1 each year. Insurance companies report by May 1.
- How claims are paid
- Once the Department approves a claim, the funds are released by check.
- Privacy protections
- The Department only discusses a claim with the owner or with someone the owner has authorized. That protects your information from anyone without a legitimate interest in your funds.
When a claim involves an estate
Many of the accounts we recover belong to someone who has passed away. That is when a claim becomes a legal matter: the Georgia Department of Revenue releases the funds only to the person with the legal right to them, and that right has to be shown with court or estate documents.
When probate usually comes into play
- The owner died without a will, or the will was never filed with a court.
- The amount is large enough that the state requires a court-appointed representative.
- Several heirs share the funds, or some of them live in other states.
- The owner died years ago and the money has passed through more than one generation.
How we get involved
- We map the familyWe identify every legal heir under Georgia law and document how each one is related to the owner.
- We choose the right legal pathWe determine whether an affidavit is enough or the estate needs to be opened in probate court.
- We coordinate the court workProbate attorneys in our network handle the court filings, so the executor or administrator receives the letters the state requires.
- We file with the estate documentsCertified death certificates, court letters, and affidavits go to the Georgia Department of Revenue with the claim, complete and in order.
Georgia’s registration program for locators
Senate Bill 103 created Georgia’s Claimant Designated Representative program. Since July 1, 2024, every company that offers to locate abandoned funds in Georgia for a fee must register with the Department of Revenue.
Registration lasts four years and must be renewed. Registered representatives may submit claims on an owner’s behalf and respond to the Department’s requests for more information, and the Department sets limits on how claims are submitted.
Lifetime Financial is registered under CDR ID #202400023. When you work with us, the claim is filed through that registration and every step follows Georgia’s rules.
Our registration
- Registration
- Claimant Designated Representative (CDR)
- CDR ID
- #202400023
- Registered with
- Georgia Department of Revenue
How we recover Georgia funds
We take on the research, legal paperwork, and follow-up with the Georgia Department of Revenue, and keep you updated until the claim is paid.
We locate and verify the account
Our research team reviews Georgia’s records and confirms what is being held, how much, and who is legally entitled to it.
We build the proof
We match the account to you through past addresses and name changes, or trace the family tree when the owner has passed away.
Notary and documents
A notary from our network meets you to sign and notarize the Georgia claim forms and supporting documents.
We file and answer every request
We submit the claim as your registered representative and respond to each of the Department’s requests for more information.
Georgia releases your funds
Once the claim is approved, the funds are released by check.
Georgia questions
Is Lifetime Financial registered in Georgia?
Yes. We are a registered Claimant Designated Representative with the Georgia Department of Revenue, CDR ID #202400023.
Can I claim funds that belonged to a relative who died?
Usually, yes. Georgia requires heirs and executors to show their right to the funds, typically with a death certificate, proof of relationship, and estate documents. We work out exactly what’s needed and prepare it with you.
What documents will I need for a Georgia claim?
It depends on the account and your relationship to the owner. Every claim needs supporting documents that show you are entitled to the funds, and claims for someone who has died usually need additional documents about the estate or family relationship. We tell you exactly what’s needed and help you gather it.
Why do claims get delayed or sent back?
The most common reasons are missing or mismatched documents, names and addresses that don’t match the state’s records, and incomplete proof of an heir’s right to the funds. Each one can add months. We review every claim before it’s filed and answer the state’s follow-up requests, which is how we keep a 95% success rate.
The Georgia Department of Revenue logo is shown to identify the state office where claims are filed. Lifetime Financial LLC is a private company registered or licensed to assist claimants in Georgia. We are not a government agency and are not part of, or endorsed by, the Georgia Department of Revenue.
Other states where we work
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Have questions about a claim?
Talk to a real person on our team. We’ll explain what we found, what happens next, and answer anything you want to know before you decide.