Just found out money may be yours?
Start with the basics: what forgotten funds are, where they come from, and how a forgotten account ends up with the state.
Time to claim what’s rightfully yours.
Lifetime Financial finds lost and forgotten assets held by states, agencies, and institutions, then handles the research, paperwork, and follow-up to return them to their rightful owners.
Our track record: more than $10.8 million recovered for over 1,500+ clients, with a 95% success rate
Lifetime FinancialDenver, Colorado
DateEvery business day
Pay to the order ofOur clients
$10,800,000+
More than ten million dollars and counting
Memo1,500+ clients, 95% success rate
Returned to their rightful owners
What we do
Money you didn’t know you had
Every year, banks, insurers, employers, and businesses turn over accounts they can’t return to their owners. The funds end up with state treasuries and other agencies, often waiting years for someone to claim them.
Getting them back is rarely simple. Records are decades old, names and addresses have changed, and when the owner has passed away the state wants proof of every link in the family chain. We find those assets, prove who they belong to, and do the work of getting them back.
- We handle the research, legal paperwork, and communication with the holder.
- A notary comes to you, so there’s no need to travel.
- You get updates from a real person until the claim is resolved.
Learn
Could there be money out there with your name on it?
Claiming for a loved one?
Estates add legal steps to every claim. Learn how probate works, the terms you’ll see, and what heirs are usually asked to prove.
From our blog
Stories and guides from our team
The family conversation worth having this Thanksgiving
Holidays are one of the few times the whole family is in one place. A few gentle questions about old accounts, policies, and papers can keep money from slipping out of sight for good.
Read article
Businesses lose money too: the refunds, credits, and payments companies forget after mergers
Forgotten money isn't only a family matter. Companies, agencies, and nonprofits leave refunds, credits, and payments behind every year, especially after a merger or a name change.
Read article
Georgia's registration law for recovery firms, and what it means for families
Since July 2024, every company that helps Georgians recover money held by the state must register with the Department of Revenue. Here's how the rule works and why it protects you.
Read article
When probate stands between a family and their money
When someone passes away, the money they leave behind doesn't simply transfer to the family. Here's why probate exists, when it comes into play, and what makes some estates so complicated.
Read article
Seven places forgotten money hides, and why families miss it
From a final paycheck to a grandparent's old stock certificates, money slips out of sight more easily than most people think. Here are the places it most often hides.
Read article
Who we help
Recovery services for individuals and organizations
Whether the asset belongs to you, a family member’s estate, or your organization, the process is built around the same goal: returning it to the right hands.
Individuals and estate heirs
Lost accounts, uncashed checks, insurance policies, and funds left to heirs and beneficiaries.
Corporations and businesses
Assets lost through mergers, acquisitions, ownership changes, and years of routine operations.
Government and nonprofits
Refunds, settlements, and payments owed to agencies and nonprofit organizations.
Trusted by
Our clients
Our expertise
The work behind every recovery
Each state and institution has its own claim forms, proof requirements, and review process. We build every claim around them, from the first record search to the day the funds are released.
Researchers, a nationwide notary network, and attorneys work together on every claim.
We follow old addresses, name changes, closed companies, decades-old records, and more back to the rightful owner.
Probate papers, affidavits, proof of every heir, and much more, prepared to each state’s standards.
Notarized forms, certified copies, court records, and whatever else each holder requires, matched to its rules.
We answer every follow-up request, review, and extra document the holder asks for, for as long as it takes, until the claim is approved and paid.
How it works
How the recovery process works
Five steps from the first call to the funds being released. We take care of the work at every stage and keep you informed along the way.
Identify the asset
Our research team finds assets that have been lost or forgotten and confirms where they are held and who is entitled to them.
Notary and documents
We schedule a notary public from our nationwide network to meet you and collect the documents that prove ownership.
File the claim
We prepare the full claim package and submit it to the state, agency, or institution holding the funds.
Follow through
We stay on the claim, and our network of attorneys steps in when a holder is slow to respond or process it.
Receive your funds
Once the claim is approved, the asset is released to you, its rightful owner or beneficiary.
Where we work
Registered with the states where we work
We are registered or licensed with each state office below and file claims under its rules. Together, these states hold more than $30 billion in forgotten funds.
Alaska
Alaska Department of Revenue, Treasury Division
$16M returned in 2025
California
California State Controller’s Office
$15.5B held by the state
Florida
Florida Department of Financial Services
$2B+ held by the state
Georgia
Georgia Department of Revenue
$3.3B held by the state
Iowa
Treasurer of State of Iowa
$648M+ held by the state
Massachusetts
Massachusetts State Treasurer
$3.4B held by the state
Nevada
Nevada State Treasurer
$940M+ held by the state
New Mexico
New Mexico Taxation and Revenue Department
$390M held by the state
Oklahoma
Oklahoma State Treasurer
$1.4B+ held by the state
Pennsylvania
Pennsylvania Treasury
$5B+ held by the state
Our team
Meet the people behind your recovery
Reviews
What our clients say
I was not aware I was owed money. At first I tossed aside the correspondence thinking it was a scam, then a few months later I decided to follow up. After speaking with a representative and checking them out on BBB I decided what the heck. After signing agreement within a couple months I received my check in the mail and it was right on time because I had lost my job and just had surgery. I can’t thank Lifetime Financial enough for their help and guidance through this process!
Veronica T.Verified client review
Google review
When they called me about this, I was sure it was a scam. But after talking and meeting with them at my home, I determined they were not. And it came through just as they said it would and they did all the paperwork for me.
Connie W.Verified client review
Google review
Lifetime Financial helped me recover a substantial sum for myself and my siblings. They were persistent in the face of a dense bureaucracy, where others had failed.
Joe B.Verified client review
Google review
Lifetime Financial was able to recover over $7,000 in unclaimed property from my state. The process went smoothly with minimal involvement on my part, and the company did exactly what they said they would do. The people I dealt with were courteous and knowledgeable. My experience was everything I expected.
Boyd L.Verified client review
BBB review
Lifetime Financial was able to recover $5000 in unclaimed funds in my name from my state department. It bears mention that I had attempted to recover this in the past on my own and was unsuccessful. Lifetime is legit and knows how to navigate this process!
Mark G.Verified client review
BBB review
Verify us
Did we contact you?
Most of our clients first hear from us by phone or letter, and it’s smart to be careful. Before you share anything, you can confirm that the call or letter really came from Lifetime Financial.
- Call our main office line and ask for the person who contacted you.
- Look us up on Google and the Better Business Bureau and read what other clients say.
- Review our licenses and state registrations.
- Ask us any question you like. We’ll explain what we found and where it’s being held.
Get started
Have questions about a claim?
Talk to a real person on our team. We’ll explain what we found, what happens next, and answer anything you want to know before you decide.