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Recovering lost funds in Iowa

Iowa’s Great Iowa Treasure Hunt is holding more than $648 million. Lifetime Financial is a licensed private investigation agency in Iowa, and our investigators find the people and the proof that Iowa claims require.

License
Private Investigation Agency
License number
PI00518 · Agency 1960
Issued by
Iowa Department of Public Safety

Iowa at a glance

$648M+In safekeeping waiting to be claimed
$33.6MReturned in 2025, the highest year in the program’s history
53,226Claims paid in 2025
1 in 7Iowans have money in the Great Iowa Treasure Hunt

Figures reported by the Treasurer of State of Iowa, January 2026.

Inside a Iowa recovery

Finding the rightful owner

Many accounts are listed under old names and addresses. Locating the owner, or the relatives who inherit, can take real investigative work.

Our licensed investigators do that work.

Heirs need proof

Claims for someone who has died must show who is entitled to the funds, usually with a death certificate and estate or relationship documents.

We identify the heirs and prepare the documents.

Business and organization claims

Companies must show they are the entity named on the account, or its legal successor after a merger or name change.

We trace the corporate history to prove the link.

Safe deposit box contents

Items from safe deposit boxes are held separately from cash and must be matched carefully to their owner.

We help identify and claim them.

How Iowa safeguards forgotten funds

The Great Iowa Treasure Hunt is run by the Treasurer of State. It safeguards forgotten or lost checks, bank accounts, utility refunds, and the contents of safe deposit boxes until the owner claims them.

2025 was a record year, with more than $33.6 million returned to individuals and businesses on 53,226 claims. Yet more than $648 million is still waiting, much of it for owners and heirs who are hard to find.

What Iowa holds
Uncashed checks, bank accounts, utility refunds, insurance proceeds, and safe deposit box contents.
Individuals and businesses
Both people and companies can have money in the Great Iowa Treasure Hunt.

When a claim involves an estate

Many of the accounts we recover belong to someone who has passed away. That is when a claim becomes a legal matter: the Treasurer of State of Iowa releases the funds only to the person with the legal right to them, and that right has to be shown with court or estate documents.

When probate usually comes into play

  • The owner died without a will, or the will was never filed with a court.
  • The amount is large enough that the state requires a court-appointed representative.
  • Several heirs share the funds, or some of them live in other states.
  • The owner died years ago and the money has passed through more than one generation.

Read our guide to the probate process

How we get involved

  1. We map the familyWe identify every legal heir under Iowa law and document how each one is related to the owner.
  2. We choose the right legal pathWe determine whether an affidavit is enough or the estate needs to be opened in probate court.
  3. We coordinate the court workProbate attorneys in our network handle the court filings, so the executor or administrator receives the letters the state requires.
  4. We file with the estate documentsCertified death certificates, court letters, and affidavits go to the Treasurer of State of Iowa with the claim, complete and in order.

Our Iowa license

Lifetime Financial LLC is licensed by the Iowa Department of Public Safety to transact business in Iowa as a Private Investigation Agency (license PI00518, Agency 1960). The license was issued July 12, 2025 and is valid through July 12, 2027.

Our investigators use that training and authority to locate owners and heirs of Iowa funds, then guide them through the claim.

Lifetime Financial LLC Iowa Private Investigation Agency license
Our Iowa Private Investigation Agency license.

How we recover Iowa funds

We take on the research, legal paperwork, and follow-up with the Treasurer of State of Iowa, and keep you updated until the claim is paid.

  1. We locate and verify the account

    Our licensed investigators review Iowa’s records and locate the owner or heirs.

  2. We build the proof

    We verify identity and, for estates, document the family relationships behind the claim.

  3. Notary and documents

    A notary from our network meets you to complete and notarize the claim.

  4. We file and answer every request

    We submit the claim to the Treasurer of State and handle every follow-up request.

  5. Iowa releases your funds

    Once the claim is approved, the funds are released to you.

Iowa questions

Is Lifetime Financial licensed in Iowa?

Yes. We are licensed by the Iowa Department of Public Safety as a Private Investigation Agency, license PI00518, Agency 1960.

What is the Great Iowa Treasure Hunt?

It’s the name of Iowa’s program for abandoned funds, run by the Treasurer of State. It holds money and property turned over by businesses when they can’t reach the owner.

What documents will I need for a Iowa claim?

It depends on the account and your relationship to the owner. Every claim needs supporting documents that show you are entitled to the funds, and claims for someone who has died usually need additional documents about the estate or family relationship. We tell you exactly what’s needed and help you gather it.

Why do claims get delayed or sent back?

The most common reasons are missing or mismatched documents, names and addresses that don’t match the state’s records, and incomplete proof of an heir’s right to the funds. Each one can add months. We review every claim before it’s filed and answer the state’s follow-up requests, which is how we keep a 95% success rate.

The Treasurer of State of Iowa logo is shown to identify the state office where claims are filed. Lifetime Financial LLC is a private company registered or licensed to assist claimants in Iowa. We are not a government agency and are not part of, or endorsed by, the Treasurer of State of Iowa.

Get started

Have questions about a claim?

Talk to a real person on our team. We’ll explain what we found, what happens next, and answer anything you want to know before you decide.